Enterprise Software & Service Management Solutions

OUR products

Agile. Nimble. Adaptive. Like Your Business.

Universal Lending

The solution provides a centralized database and browser-based application to streamline processes at every touchpoint in the lending cycle.

360° view of the customer across different platforms
Integrated, customizable Business Intelligence (BI) and Document Management (DM) platforms
Covering the entire loan cycle on a single platform

Treasury

An integrated and scalable treasury management solution that enables your organization to balance risks, and manage judicious funding and investment strategies.

Extensive pre-trade, post-trade decision support tools
Real-time feed integration from multiple service providers
Providing a multi-entity, multi-portfolio, multi-dealing room environment

Core Banking

A customer-centric, end-to-end core banking solution that enables your organization to effortlessly manage the most complex of operations and enhance customer service.

Supports retail, corporate and investment banking
Ability to innovate, manage and launch products across sectors
Seamless integration with third-party systems and digital channels

Trade Finance

The solution manages the entire letter of credit workflow, starting with the customer’s request until closure, along with the related fiscal implications and SWIFT messaging.

Enabled for multi-entity, currency and lingual operations
Highly automated workflows, and centralized loan origination
Flexible rule engine, aligned with automated decisions

Factoring & Supply Chain Finance

The solution fulfils the voluminous business requirements of receivable finance through its world-class productivity-boosting automation features for transaction processing.

Advanced risk analytics for risk management and compliance
Preconfigured parameters for disbursement and repayment
Real-time dashboards using advanced Business Intelligence (BI) features

iMAL Islamic Core Banking

An agile Islamic banking platform that enables banks to speed up digital transformation, launch new Shariah-compliant products & services quickly and drive customer engagement.

Islamic retail, corporate and investment banking capabilities
Flexible customer management and segmentation
Seamless integration with third-party systems and digital channels

iMAL Islamic Profit Calculation

An AAOIFI-certified web-based, comprehensive solution, providing flexible parameters to design products under Mudaraba, Musharakah, and Wakalah contracts.

First AAOIFI-certified banking platform
Shifting Shariah compliance burden from users to the system
Management of Restricted & Unrestricted Investment account holders

iMAL Islamic Financing

A complete solution for all Islamic financing activities, adaptable to multiple regional and sectorial Shariah and Central Bank regulations.

Wide range of modules, covering end-to-end financing workflow
Catering to initial request, execution, settlement, collection and closure
Easily adaptable to local and international regulations

iMAL Islamic Treasury

A treasury solution to streamline money market and forex transactions, covering various Islamic products, such as Murabaha, Mudaraba, Wakalah, and Wa’ad.

Preloaded Islamic products to ensure Shariah compliance
Powerful analytics for decision making
Robust limit management options with live controls

iMAL Sukuk

A fully Shariah-compliant Sukuk management solution, with the ability to manage and trade Sukuk, helping decision-makers achieve their goal of maximizing returns and minimizing costs.

Management of security instruments, purchase/sale deals and settlements
Covering Sukuk trading and profit accruals of financial institutions
Real-time positioning and accounting entries

iMAL Microfinance

A configurable platform that renders tools to maximize investment performance through a wide range of Islamic microfinance products to meet diverse customer needs.

Ability to develop financial products to finance small projects, trainings, education
Requiring no collaterals, guarantors or bank accounts
Delivering high security, efficiency, and cost savings

Financial Crime Management

The solution enables financial institutions to efficiently detect, monitor, investigate suspicious and money laundering activities, and to proactively comply with the regulatory guidelines.

Detecting, monitoring, investigating suspicious ML activities efficiently
Ensuring compliance with AML and CFT requirements
Web application for deployment at central location

Anti-Fraud

An end-to-end financial crime management solution that integrates the best anti-fraud measures to effectively identify, manage and report financial crime.

Monitoring across core, internet, mobile and agency banking
KYC, risk, transaction monitoring and reporting requirements
Cases can be grouped customer-wise for transactions across channels

Integrated Risk Management

An integrated and flexible framework with advanced capabilities, leveraging risk calculators and fully featured tools for risk analysis and monitoring of all available types of risks.

Single source of truth; 360 °  view into the organisation’s risk landscape
Covering liquidity risk, market risk, credit risk & AML
BI technologies to transform data into powerful insights

Business Intelligence & Analytics

A strategic BI platform that empowers banks to take more effective decisions, enabling business agility, while driving innovation, competitor differentiation, and profitability.

Essential actionable insights, whenever and wherever the institution operates
Empowered by continuous data stream and embedded analytics
Advanced analysis, ratios, formulas and computation procedures

Artificial Intelligence

A full-fledged AI suite that enables banks to efficiently perform data mining on multiple use cases, uncover hidden patterns, and predict future trends.

Analytically visualized fraud data for easy, smarter, and faster decisions
Holistic view of investigating alerts by reducing false positives
Targeted marketing campaigns through behavioural segmentation

Digital Banking

The solution unifies multiple channels to provide a convenient, personalized, single, and seamless digital experience with services for retail, corporate, and investment banking.

Customers can personalize experience across channels and devices
Customization of services; quickly offers new ones as per market trends
Easy integration with other systems through web services and open APIs

Digital Lending

A holistic application that digitizes the end-to-end lending processes, while improving user experience and turnaround time.

Bringing an overall improvement to the customer onboarding process
Managing real-time monitoring of the loan process
Web-based application available for both desktop and mobile browsers

Digital Onboarding

The solution simplifies and expedites the initial onboarding process and the acquisition of new prospects while ensuring a peerless digital customer journey to drive revenue growth.

Digitally transforming customer account opening process
Adaptive security protocols to ensure regulatory compliance
Keeping customers engaged with an intuitive, omni-channel UI

Payment Hub

A secure, advanced, full-fledged, SWIFT-compliant, and comprehensive platform that supports financial institutions’ various payment types across countries and regions.

Orchestrating and administering integrations coming into other systems
Connecting new digital capabilities with existing processes and services
Seamless interoperability across global and local payment networks

CRM

A highly customizable customer-focused solution, empowering banks to provide a frictionless omnichannel customer experience.

Superior advisory services to improve wallet share and customer retention
Improve cross-sell conversion rates and sales forecast accuracy
Single and unified 360° view of all customer data and interactions

Loyalty Program

A solution that helps financial institutions identify individual patterns in their customers’ behaviors and provides rewards that are perfectly in line with their preferences, supporting both B2C & B2B operations.

Promoting content and educating customers about current offers
Setting up an infinite number of loyalty programs
Real-time calculation of earned and redeemed points

Asset Management

A web-based comprehensive asset, fund and portfolio management system that empowers conventional and Islamic financial institutions to manage their own and their customers’ assets and portfolios.

Complete portfolio evaluation and mark-to-market solutions
Full coverage of operations from front to back office
In-depth portfolio insights and projections

Wealth Management

A single unified platform that empowers wealth advisors to offer highly personalised and bespoke advice, supporting an end-to-end investment lifecycle across a variety of asset classes.

On the go access to relationship managers and customers
Powered by AI & ML, with an embedded RPA framework
Ability to connect with different service providers and systems globally

Alternate Investment Fund

A comprehensive, multi-currency, web-based application designed to provide powerful automation tools for various financial institutions undertaking fund management activities.

Supporting investment with various financial instruments
Advanced analytics to evaluate current portfolios
Automated post-trade settlements, capital accounting and more

Portfolio Management

The solution is equipped with powerful features to address the unique challenges of funds and investment management companies to streamline disparate workflows and enable complete investment management cycle.

Enabling complete investment management cycle control
Creating successful funds and meeting compliance demands
Easy-to-use, customised and web-enabled interface

Investor Services

A web-based system through which mutual fund clients and distributors can manage investor services and fund administration activities.

Managing accounts, transactions and agencies
Maintaining innumerable schemes with different plans/options
Integrated with the investment management function

Digital Capital Markets

The solution enables customers to access investment services with transact on the go facilities and real-time portfolio information, all powered by AI and portfolio optimisation algorithms.

Empowering investors with goal-based investing capabilities
Enabling users to create various analytical dashboards on the fly
Tailored recommendations generated by a robust algorithm

Policy Administration – Conventional

A workflow-driven core insurance system that meets the growing and dynamically changing needs of the general insurance industry across retail, commercial and specialty lines.

60+ pre-configured products for general, fire, property, motor, specialty insurance business
Automated underwriting driven by a powerful business rules engine
Powerful configuration tools to configure products, workflows, rating algorithm, business rules and more

Policy Administration – Takaful

A Shariah-compliant core insurance system to consolidate and accelerate Takaful business.

Support for Islamic-based insurance products including motor Takaful, fire Takaful and family Takaful businesses
Products are Shariah-compliant with support for Wakalah models of Islamic insurance
Support for multilingual operations including Arabic to suit regional language preferences

Managing General Agents

An end-to-end solution for MGAs to streamline their processes and increase business efficiency while improving customer retention.

Portal-driven solutions to establish an online presence for the MGA; allowing more customers to be served
In-built product configuration tool, rating engine, and business rule definition enabling MGAs to create and launch new products faster
Workflow-driven solution with the ability to create and manage business processes and work queues dynamically

Broking System

A workflow-driven, multi-line digital suite that enables superior and seamless administration and management of the insurance broking business across 60+ pre-configured products, in personal lines and commercial lines of business.

Ability to provide options to place customers’ risks with multiple insurance companies with defined share and commission
Ability to compare rates from different insurance companies, to offer the best quote to customers
Compliance with a range of regulatory reporting across all business classes

Risk Accumulation Tool

A powerful visualization and a risk map tool.

Effective analysis and control of risk exposure
Validation of risk exposure exceeding thresholds
Geocoding for underwriting and risk assessment

Portal

Tailor-made portal solutions for intermediaries, customers and service providers.

Self-service portals for customers, brokers, agents and service providers
Engagement, servicing and cross-selling
Dynamic product configurator

Policy Administration – Conventional

Comprehensive solution that meets the specific requirements of life insurance companies, enabling superior and seamless administration and management across various life insurance products.

Management of various products and classes of individual and group life
20+ pre-configured products for life insurance business
Powerful configuration tools to configure products, workflows, rating algorithms, business rules and more

Policy Administration – Takaful

The solution integrates underwriting, claims, re-Takaful, channel management, channel partner commission, financial accounting, and surplus distribution across all lines of business.

Supporting Islamic-based insurance products including family, individual and group Takaful business
Products are Shariah-compliant with full support for Mudaraba model of Islamic insurance
Full support for multilingual operations including Arabic to suit regional language preferences

Portal

Tailor-made portal solutions for intermediaries, customers and service providers.

Self-service portals for customers, brokers, agents and service providers
Engagement, servicing and cross-selling
Dynamic product configurator

Policy Administration – Conventional

The core insurance solution for medical insurance operates across multiple product lines such as group medical insurance, individual medical insurance, hospital cash plans and related lines.

Management of various products and classes of individual and group health business
30+ pre-configured plans for health insurance
Pre-built APIs to integrate with any TPA systems

Policy Administration – Takaful

It is a solution for Shariah-compliant individual and group health insurance business.

Cloud-based solution
Portal-driven solution
Islamic-based insurance products

Third Party Administrator

It is an end-to-end solution to digitally transform TPA operations.

Full support for claims auto-adjudication
Pre-built APIs to integrate with multiple insurance companies
Claims fraud prevention and detection using data-driven analytics, workflows and rules engine

Portal

Tailor-made portal solutions for intermediaries, customers and service providers.

Self-service portals for customers, brokers, agents and service providers
Engagement, servicing and cross-selling
Dynamic product configurator

Intelligent Automation Fabric

The solution helps digitalize and automate both customer-facing and internal journeys – transforming customer experience, core insurance processes, channel management and customer acquisition.

Enhancing customer experience
Improving business automation and STP
Increasing knowledge workers productivity

Ecosystem Platforms

The cloud-based integrated ecosystem platform delivers speed, efficiency, and transformative digital experiences across the insurance value chain.

Built for the regulators, partners and associations
Allows multiple insurance companies to transact with each other and regulators
Covers areas such as Motor Digital Certificate, Claims Recovery, Regulatory Reporting, etc.,

Intelligent Engines and Accelerators

These are the common engines and accelerators that power the OneInsurance Platform. They can be applied across the insurance value chain as components.

These work across Life, General, Health lines of Business in Insurance
They can be used independently with third-party insurance suites, not just Azentio OneInsurance
These engines range from eKYC and Product Engine to Financial Analysis and IFRS-17

Chemical

Comprehensive technical solution with smart industry features, ensuring competitive chemical manufacturing practices.

Flexibility of production processes
Innovative eco-friendly products
Regulatory compliance with MSDS/COA

Pharmaceutical

The solution guarantees the production of safe, effective, and affordable drugs, and the compliance with numerous stringent regulatory standards.

Compliance with FDA CFR Title 21 regulations
Wastage elimination and FEFO-based material consumption
Ensuring better patient care at lower costs

Food & Beverage

The solution optimizes operations for ensuring that products reach the market faster, fresher, and cheaper.

Avoiding penalties and product recalls
Scaling production and eliminating downtime through automation
Keeping a tab on labour, inventory, and equipment changeover costs

Rubber & Plastics

The solution streamlines nuanced business processes to drive critical improvements.

Formulation management and recording, and quality control execution
Control over inventory, procurement, and production
Accurate real-time metrics with role-based screens

Halal

The solution expeditiously aligns supply chain management and production processes with Halal prerequisites.

Efficacious Halal supply chain operations
Compliance with standard Halal practices
Standardized Halal related documents

Chemical

Fully integrated business software solution designed to manage and improve chemical distributors’ complete business operations.

Intelligent material requirements planning
Complete documentation of the cold chain
Effortless performance recording

Pharmaceutical

The solution helps streamline business processes by adding agility to operations, with competence and expertise specific to the global pharmaceutical trading industry.

Extended and comprehensive item master
Meeting statutory regulations
Comprehensive report management

Food and Beverage

Industry-specific technical solution that helps in expediting operations and ensuring that products reach the market faster, fresher, and cheaper.

Maintaining pricing and discount programs
Monitor credit with ease
Tracking stock, analyzing aging, planning orders

Fast Moving Consumer Goods

A one-stop solution for the FMCG sector enabling supply chain visibility, complete control over inventory, etc.

Scheduling deliveries with the tap of a finger
Checking on stock data, raw materials, safety stock levels
Detecting location of goods during issue & pick-up

Consumer Goods

Powerful and easy-to-use solution with rich functionalities for integrated customer and vendor management.

Fully integrated online storefront
End-to-end product traceability
Assortment planning and demand forecasting

Warehouse Management System

The solution facilitates the management of warehouse operations right from inventory management and stock audit up to logistics.

Efficiency through strategic stock mapping and management
Streamlined processes for customer and supplier relationships
Reduced risk of shortage or surplus of inventory through 360° visibility

Field Services Contract Management

An innovative, leading field service and contract management software solution with web-based and mobile application.

Transparent and dynamic worker scheduling process
Standardised processes for improved staff collaboration
Electronic document management provision

Financials Cloud

Streamlines and unifies the entire financial management process to maximize profits and ensure financial stability.

Finance and accounting management solution across all business sizes
Effortless integration with ES modules with the ability to be deployed as a standalone solution
Efficient governance and risk management

Hypermarkets & Supermarkets

A modern ERP solution designed for a hassle-free shopping experience integrated with offers, discounts, and loyalty programs.

Running promotional campaigns and loyalty programs
Accelerating decision making with replenishment plans
Integrating digital payments, with flexible and secure payment options

Consumer Goods

The solution is tailored with smart industry features and in-demand key solutions to meet the ever-changing industry needs and requirements.

Offering flexible delivery options
Streamlining supply chain operations to grow business
End-to-end product lifecycle management

Fashion

Integrates your entire fashion retail business from POS operations to accounting and inventory management, by offering a compelling omni-channel experience with greater flexibility.

Analyze detailed information from customer sales
Streamline operations with control over store pricing
Reduce latency by up to 90% with centralized database and reporting

Warehouse Management System

The solution facilitates the management of warehouse operations right from inventory management and stock audit up to logistics.

Efficiency through strategic stock mapping and management
Streamlined processes for customer and supplier relationships
Reduced risk of shortage or surplus of inventory through 360° visibility

General Contracting

Experience enhanced and visibility over the supply chain in addition to improved efficiencies across projects and locations - in materials, resources, manpower, procurement, and timelines.

360° solution for project planning to technology investments
Intelligent insights for efficient project delivery performance
Productive collaborations across channels

Mechanical, Electrical, Plumbing

Achieve superior collaboration & optimal resource utilization in service-specific projects.

Enhanced visibility of spending vs budgets across projects and locations
Accurate cost & performance management across service-based projects
Powerful BI tools for strategic decision-making

Auto Dealer Management System

Makes ‘managing your business’ a smoother process. Tailored with smart industry features & in-demand industry-specific solutions.

Access to insights of dealership & growth scopes
Multi-region, multi-location, and multilingual setup
Advanced applications that support huge volumes of data overload

Fleet Management

Robust, web-based, and versatile, providing a comprehensive coverage of new generation business needs in the vehicle leasing and rental business.

Maximum fleet utilization via smart optimization
Effortless integration with ES modules or deployed as standalone solution
Seamless unification of data flow from all verticals

Field Service Contract Management

An innovative, leading field service and contract management software solution with web-based and mobile application.

Transparent and dynamic worker scheduling process
Standardised processes for improved staff collaboration
Electronic document management provision

API

A complete solution for publishing and managing ONEERP core functionalities through APIs.

REST based APIs that enable rapid, repeatable, and flexible integration
API builder for custom API modifications as per client requirements
Easy to integrate with Azentio products and other products

Industry 4.0

Bring data-enriched processes & operational flexibility to your business with ONEERP Industry 4.0 solution and technology.

Faster and cheaper product prototyping
Improved floor safety with M2M integration
Improved contract negotiations & supplier-performance data

Cloud

Engineered to suit all business sizes, ONEERP Cloud helps you innovate, connect globally, and remain focused on core competencies.

Streamline critical processes & reduce operating costs
Reduces enterprise’s carbon footprint
Robust disaster recovery

E-Invoicing

Converts the issuance of paper invoices & notes into an electronic process that allows seamless exchange and process.

Data validation &  restructuring in accordance with applicable regulations
Issuance of TLV encoded QR code (GAZT resolution)
Cloud solution for on-premises & on-cloud clients

Universal Lending

The solution provides a centralized database and browser-based application to streamline processes at every touchpoint in the lending cycle.

360° view of the customer across different platforms
Integrated, customizable Business Intelligence (BI) and Document Management (DM) platforms
Covering the entire loan cycle on a single platform

Treasury

An integrated and scalable treasury management solution that enables your organization to balance risks, and manage judicious funding and investment strategies.

Extensive pre-trade, post-trade decision support tools
Real-time feed integration from multiple service providers
Providing a multi-entity, multi-portfolio, multi-dealing room environment

Core Banking

A customer-centric, end-to-end core banking solution that enables your organization to effortlessly manage the most complex of operations and enhance customer service.

Supports retail, corporate and investment banking
Ability to innovate, manage and launch products across sectors
Seamless integration with third-party systems and digital channels

Trade Finance

The solution manages the entire letter of credit workflow, starting with the customer’s request until closure, along with the related fiscal implications and SWIFT messaging.

Enabled for multi-entity, currency and lingual operations
Highly automated workflows, and centralized loan origination
Flexible rule engine, aligned with automated decisions

Factoring & Supply Chain Finance

The solution fulfils the voluminous business requirements of receivable finance through its world-class productivity-boosting automation features for transaction processing.

Advanced risk analytics for risk management and compliance
Preconfigured parameters for disbursement and repayment
Real-time dashboards using advanced Business Intelligence (BI) features

iMAL Islamic Core Banking

An agile Islamic banking platform that enables banks to speed up digital transformation, launch new Shariah-compliant products & services quickly and drive customer engagement.

Islamic retail, corporate and investment banking capabilities
Flexible customer management and segmentation
Seamless integration with third-party systems and digital channels

iMAL Islamic Profit Calculation

An AAOIFI-certified web-based, comprehensive solution, providing flexible parameters to design products under Mudaraba, Musharakah, and Wakalah contracts.

First AAOIFI-certified banking platform
Shifting Shariah compliance burden from users to the system
Management of Restricted & Unrestricted Investment account holders

iMAL Islamic Financing

A complete solution for all Islamic financing activities, adaptable to multiple regional and sectorial Shariah and Central Bank regulations.

Wide range of modules, covering end-to-end financing workflow
Catering to initial request, execution, settlement, collection and closure
Easily adaptable to local and international regulations

iMAL Islamic Treasury

A treasury solution to streamline money market and forex transactions, covering various Islamic products, such as Murabaha, Mudaraba, Wakalah, and Wa’ad.

Preloaded Islamic products to ensure Shariah compliance
Powerful analytics for decision making
Robust limit management options with live controls

iMAL Sukuk

A fully Shariah-compliant Sukuk management solution, with the ability to manage and trade Sukuk, helping decision-makers achieve their goal of maximizing returns and minimizing costs.

Management of security instruments, purchase/sale deals and settlements
Covering Sukuk trading and profit accruals of financial institutions
Real-time positioning and accounting entries

iMAL Microfinance

A configurable platform that renders tools to maximize investment performance through a wide range of Islamic microfinance products to meet diverse customer needs.

Ability to develop financial products to finance small projects, trainings, education
Requiring no collaterals, guarantors or bank accounts
Delivering high security, efficiency, and cost savings

Financial Crime Management

The solution enables financial institutions to efficiently detect, monitor, investigate suspicious and money laundering activities, and to proactively comply with the regulatory guidelines.

Detecting, monitoring, investigating suspicious ML activities efficiently
Ensuring compliance with AML and CFT requirements
Web application for deployment at central location

Anti-Fraud

An end-to-end financial crime management solution that integrates the best anti-fraud measures to effectively identify, manage and report financial crime.

Monitoring across core, internet, mobile and agency banking
KYC, risk, transaction monitoring and reporting requirements
Cases can be grouped customer-wise for transactions across channels

Integrated Risk Management

An integrated and flexible framework with advanced capabilities, leveraging risk calculators and fully featured tools for risk analysis and monitoring of all available types of risks.

Single source of truth; 360 °  view into the organisation’s risk landscape
Covering liquidity risk, market risk, credit risk & AML
BI technologies to transform data into powerful insights

Business Intelligence & Analytics

A strategic BI platform that empowers banks to take more effective decisions, enabling business agility, while driving innovation, competitor differentiation, and profitability.

Essential actionable insights, whenever and wherever the institution operates
Empowered by continuous data stream and embedded analytics
Advanced analysis, ratios, formulas and computation procedures

Artificial Intelligence

A full-fledged AI suite that enables banks to efficiently perform data mining on multiple use cases, uncover hidden patterns, and predict future trends.

Analytically visualized fraud data for easy, smarter, and faster decisions
Holistic view of investigating alerts by reducing false positives
Targeted marketing campaigns through behavioural segmentation

Digital Banking

The solution unifies multiple channels to provide a convenient, personalized, single, and seamless digital experience with services for retail, corporate, and investment banking.

Customers can personalize experience across channels and devices
Customization of services; quickly offers new ones as per market trends
Easy integration with other systems through web services and open APIs

Digital Lending

A holistic application that digitizes the end-to-end lending processes, while improving user experience and turnaround time.

Bringing an overall improvement to the customer onboarding process
Managing real-time monitoring of the loan process
Web-based application available for both desktop and mobile browsers

Digital Onboarding

The solution simplifies and expedites the initial onboarding process and the acquisition of new prospects while ensuring a peerless digital customer journey to drive revenue growth.

Digitally transforming customer account opening process
Adaptive security protocols to ensure regulatory compliance
Keeping customers engaged with an intuitive, omni-channel UI

Payment Hub

A secure, advanced, full-fledged, SWIFT-compliant, and comprehensive platform that supports financial institutions’ various payment types across countries and regions.

Orchestrating and administering integrations coming into other systems
Connecting new digital capabilities with existing processes and services
Seamless interoperability across global and local payment networks

CRM

A highly customizable customer-focused solution, empowering banks to provide a frictionless omnichannel customer experience.

Superior advisory services to improve wallet share and customer retention
Improve cross-sell conversion rates and sales forecast accuracy
Single and unified 360° view of all customer data and interactions

Loyalty Program

Promoting content and educating customers about current offers
Setting up an infinite number of loyalty programs
Real-time calculation of earned and redeemed points

Asset Management

A web-based comprehensive asset, fund and portfolio management system that empowers conventional and Islamic financial institutions to manage their own and their customers’ assets and portfolios.

Complete portfolio evaluation and mark-to-market solutions
Full coverage of operations from front to back office
In-depth portfolio insights and projections

Wealth Management

A single unified platform that empowers wealth advisors to offer highly personalised and bespoke advice, supporting an end-to-end investment lifecycle across a variety of asset classes.

On the go access to relationship managers and customers
Powered by AI & ML, with an embedded RPA framework
Ability to connect with different service providers and systems globally

Alternate Investment Fund

A comprehensive, multi-currency, web-based application designed to provide powerful automation tools for various financial institutions undertaking fund management activities.

Supporting investment with various financial instruments
Advanced analytics to evaluate current portfolios
Automated post-trade settlements, capital accounting and more

Portfolio Management

Enabling complete investment management cycle control
Creating successful funds and meeting compliance demands
Easy-to-use, customised and web-enabled interface

Investor Services

A web-based system through which mutual fund clients and distributors can manage investor services and fund administration activities.

Managing accounts, transactions and agencies
Maintaining innumerable schemes with different plans/options
Integrated with the investment management function

Digital Capital Markets

The solution enables customers to access investment services with transact on the go facilities and real-time portfolio information, all powered by AI and portfolio optimisation algorithms.

Empowering investors with goal-based investing capabilities
Enabling users to create various analytical dashboards on the fly
Tailored recommendations generated by a robust algorithm

Policy Administration – Conventional

A workflow-driven core insurance system that meets the growing and dynamically changing needs of the general insurance industry across retail, commercial and specialty lines.

60+ pre-configured products for general, fire, property, motor, specialty insurance business
Automated underwriting driven by a powerful business rules engine
Powerful configuration tools to configure products, workflows, rating algorithm, business rules and more

Policy Administration – Takaful

A Shariah-compliant core insurance system to consolidate and accelerate Takaful business.

Support for Islamic-based insurance products including motor Takaful, fire Takaful and family Takaful businesses
Products are Shariah-compliant with support for Wakalah models of Islamic insurance
Support for multilingual operations including Arabic to suit regional language preferences

Managing General Agents

An end-to-end solution for MGAs to streamline their processes and increase business efficiency while improving customer retention.

Portal-driven solutions to establish an online presence for the MGA; allowing more customers to be served
In-built product configuration tool, rating engine, and business rule definition enabling MGAs to create and launch new products faster
Workflow-driven solution with the ability to create and manage business processes and work queues dynamically

Broking System

Ability to provide options to place customers’ risks with multiple insurance companies with defined share and commission
Ability to compare rates from different insurance companies, to offer the best quote to customers
Compliance with a range of regulatory reporting across all business classes

Risk Accumulation Tool

A powerful visualization and a risk map tool.

Effective analysis and control of risk exposure
Validation of risk exposure exceeding thresholds
Geocoding for underwriting and risk assessment

Portal

Tailor-made portal solutions for intermediaries, customers and service providers.

Self-service portals for customers, brokers, agents and service providers
Engagement, servicing and cross-selling
Dynamic product configurator

Policy Administration – Conventional

Comprehensive solution that meets the specific requirements of life insurance companies, enabling superior and seamless administration and management across various life insurance products.

Management of various products and classes of individual and group life
20+ pre-configured products for life insurance business
Powerful configuration tools to configure products, workflows, rating algorithms, business rules and more

Policy Administration – Takaful

The solution integrates underwriting, claims, re-Takaful, channel management, channel partner commission, financial accounting, and surplus distribution across all lines of business.

Supporting Islamic-based insurance products including family, individual and group Takaful business
Products are Shariah-compliant with full support for Mudaraba model of Islamic insurance
Full support for multilingual operations including Arabic to suit regional language preferences

Portal

Tailor-made portal solutions for intermediaries, customers and service providers.

Self-service portals for customers, brokers, agents and service providers
Engagement, servicing and cross-selling
Dynamic product configurator

Policy Administration – Conventional

The core insurance solution for medical insurance operates across multiple product lines such as group medical insurance, individual medical insurance, hospital cash plans and related lines.

Management of various products and classes of individual and group health business
30+ pre-configured plans for health insurance
Pre-built APIs to integrate with any TPA systems

Policy Administration – Takaful

It is a solution for Shariah-compliant individual and group health insurance business.

Cloud-based solution
Portal-driven solution
Islamic-based insurance products

Third Party Administrator

It is an end-to-end solution to digitally transform TPA operations.

Full support for claims auto-adjudication
Pre-built APIs to integrate with multiple insurance companies
Claims fraud prevention and detection using data-driven analytics, workflows and rules engine

Portal

Tailor-made portal solutions for intermediaries, customers and service providers.

Self-service portals for customers, brokers, agents and service providers
Engagement, servicing and cross-selling
Dynamic product configurator

Intelligent Automation Fabric

The solution helps digitalize and automate both customer-facing and internal journeys – transforming customer experience, core insurance processes, channel management and customer acquisition.

Enhancing customer experience
Improving business automation and STP
Increasing knowledge workers productivity

Ecosystem Platforms

The cloud-based integrated ecosystem platform delivers speed, efficiency, and transformative digital experiences across the insurance value chain.

Built for the regulators, partners and associations
Allows multiple insurance companies to transact with each other and regulators
Covers areas such as Motor Digital Certificate, Claims Recovery, Regulatory Reporting, etc.,

Intelligent Engines and Accelerators

These are the common engines and accelerators that power the OneInsurance Platform. They can be applied across the insurance value chain as components.

These work across Life, General, Health lines of Business in Insurance
They can be used independently with third-party insurance suites, not just Azentio OneInsurance
These engines range from eKYC and Product Engine to Financial Analysis and IFRS-17

Chemical

Comprehensive technical solution with smart industry features, ensuring competitive chemical manufacturing practices.

Flexibility of production processes
Innovative eco-friendly products
Regulatory compliance with MSDS/COA

Pharmaceutical

The solution guarantees the production of safe, effective, and affordable drugs, and the compliance with numerous stringent regulatory standards.

Compliance with FDA CFR Title 21 regulations
Wastage elimination and FEFO-based material consumption
Ensuring better patient care at lower costs

Food & Beverage

The solution optimizes operations for ensuring that products reach the market faster, fresher, and cheaper.

Avoiding penalties and product recalls
Scaling production and eliminating downtime through automation
Keeping a tab on labour, inventory, and equipment changeover costs

Rubber & Plastics

The solution streamlines nuanced business processes to drive critical improvements.

Formulation management and recording, and quality control execution
Control over inventory, procurement, and production
Accurate real-time metrics with role-based screens

Halal

The solution expeditiously aligns supply chain management and production processes with Halal prerequisites.

Efficacious Halal supply chain operations
Compliance with standard Halal practices
Standardized Halal related documents

Chemical

Fully integrated business software solution designed to manage and improve chemical distributors’ complete business operations.

Intelligent material requirements planning
Complete documentation of the cold chain
Effortless performance recording

Pharmaceutical

The solution helps streamline business processes by adding agility to operations, with competence and expertise specific to the global pharmaceutical trading industry.

Extended and comprehensive item master
Meeting statutory regulations
Comprehensive report management

Food and Beverage

Industry-specific technical solution that helps in expediting operations and ensuring that products reach the market faster, fresher, and cheaper.

Maintaining pricing and discount programs
Monitor credit with ease
Tracking stock, analyzing aging, planning orders

Fast Moving Consumer Goods

A one-stop solution for the FMCG sector enabling supply chain visibility, complete control over inventory, etc.

Scheduling deliveries with the tap of a finger
Checking on stock data, raw materials, safety stock levels
Detecting location of goods during issue & pick-up

Consumer Goods

Powerful and easy-to-use solution with rich functionalities for integrated customer and vendor management.

Fully integrated online storefront
End-to-end product traceability
Assortment planning and demand forecasting

Warehouse Management System

The solution facilitates the management of warehouse operations right from inventory management and stock audit up to logistics.

Efficiency through strategic stock mapping and management
Streamlined processes for customer and supplier relationships
Reduced risk of shortage or surplus of inventory through 360° visibility

Field Services Contract Management

An innovative, leading field service and contract management software solution with web-based and mobile application.

Transparent and dynamic worker scheduling process
Standardised processes for improved staff collaboration
Electronic document management provision

Financials Cloud

Streamlines and unifies the entire financial management process to maximize profits and ensure financial stability.

Finance and accounting management solution across all business sizes
Effortless integration with ES modules with the ability to be deployed as a standalone solution
Efficient governance and risk management

Hypermarkets & Supermarkets

A modern ERP solution designed for a hassle-free shopping experience integrated with offers, discounts, and loyalty programs.

Running promotional campaigns and loyalty programs
Accelerating decision making with replenishment plans
Integrating digital payments, with flexible and secure payment options

Consumer Goods

The solution is tailored with smart industry features and in-demand key solutions to meet the ever-changing industry needs and requirements.

Offering flexible delivery options
Streamlining supply chain operations to grow business
End-to-end product lifecycle management

Fashion

Integrates your entire fashion retail business from POS operations to accounting and inventory management, by offering a compelling omni-channel experience with greater flexibility.

Analyze detailed information from customer sales
Streamline operations with control over store pricing
Reduce latency by up to 90% with centralized database and reporting

Warehouse Management System

The solution facilitates the management of warehouse operations right from inventory management and stock audit up to logistics.

Efficiency through strategic stock mapping and management
Streamlined processes for customer and supplier relationships
Reduced risk of shortage or surplus of inventory through 360° visibility

General Contracting

Experience enhanced and visibility over the supply chain in addition to improved efficiencies across projects and locations - in materials, resources, manpower, procurement, and timelines.