Risk Accumulation Tool
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It is essential that insurers assess risks and exposures accurately and make informed decisions that maximize underwriting performance and minimize claims. Beyontec’s Risk Accumulation Tool is a must-have for insurance companies looking to review and analyze exposure across those risks already insured or those being considered for coverage.

Product Highlights
The Beyontec Risk Accumulation Tool enables insurers to accurately review, analyze, and underwrite individual and accumulated risks by building, street, area, city, or country before making business decisions on new quotations and policies.
Geocoding of Risk Underwritten
Beyontec’s Risk Accumulation Tool uses geo-coding to pin point the exact locations of all risks. This feature allows insurers to assess risk clusters in highly susceptible areas like seismic zones, flood plains, and coastal areas.
Location and Risk Based Threshold Configuration
Beyontec’s Risk Accumulation Tool allows insurers to define exposure thresholds by risk type and geographic location to reduce overexposure.
Validation of Risk Exposure Exceeding Thresholds
Beyontec’s Risk Accumulation Tool uses predefined thresholds to notify insurers if the risk type totals or insured property values in a geographic location reach or exceed tolerable amounts.
Integration with External Systems
Beyontec’s Risk Accumulation Tool is highly configurable and easily integrated with any core insurance system through standard APIs.
Measure Distance and Range Between Risks
Beyontec’s Risk Accumulation Tool provides users with optional parameters through which the distance between risks within geographic locations can be measured.
Detailed Risk Exposure with Reinsurance and Claims Information
Beyontec’s Risk Accumulation Tool provides real-time, detailed reinsurance information by property and area.
Enforcement of Effective Risk Accumulation
Beyontec’s Risk Accumulation Tool allows insurers to preconfigure exposure limits to specific properties, risk types, or locations to ensure effective risk management.
NAT CAT Integration
Beyontec’s Risk Accumulation Tool integrates best in class data standards and models with risk information to create Nat Cat scenarios. Insurers can predict potential weather-related insurance losses based on overall exposures in defined geographic areas.
Viewing of Risk Before Underwriting
Beyontec’s Risk Accumulation Tool accesses satellite, visual imagery of risks. Properties may be viewed online during underwriting, reducing the costs of risk management teams.